Homebuyer Process

Congratulations on your decision to buy a home on in Victoria! As your trusted real estate advisor, I'm committed to helping you make an informed decision and guiding you through the entire buying process. Here are the steps we'll take together:

Step 1: Determine Your Budget

The first step in the home buying process is to determine your budget. We'll work together to understand your financial situation, including your income, debts, and expenses, to determine how much you can afford to spend on a home.

Step 2: Get Pre-Approved for a Mortgage

Once we have determined your budget, we'll work with a mortgage broker to get you pre-approved for a mortgage. This will give you a better idea of how much you can borrow and what your monthly payments will be. It'll also give you an advantage when making an offer on a home, as the seller will know that you are a serious buyer.

Step 3: Find Your Dream Home

With your budget and pre-approval in hand, we'll start searching for your dream home. As a local expert, I'll provide you with up-to-date information about the local real estate market, including new listings and price changes. I'll also preview properties on your behalf to ensure that we are only viewing homes that meet your needs and preferences.

Step 4: Make an Offer

Once we've found a property that you like, we'll work together to create a compelling offer. I'll use my negotiation skills and local market knowledge to help you get the best possible price and terms. I'll also ensure that any contingencies are included to protect your interests.

Step 5: Closing the Sale

If your offer is accepted, we'll work together to ensure that the sale closes smoothly and on time. I'll coordinate all the necessary inspections, financing, and paperwork to ensure that there are no surprises at closing.

MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.